Learn More About Collections Law in Encinitas, California

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Encinitas is a coastal beach city in northern San Diego County, California. As of the 2000 census, the city had a total population of 58,014. It is located about 25 miles (40 km) north of San Diego, and about 95 miles (153 km) south of Los Angeles. The city was incorporated in 1986 from the communities of historic Encinitas, new Encinitas (Village Park, etc. ), Leucadia, Cardiff-by-the-Sea and Olivenhain, California. These communities retain their identities, and their distinctive flavors. The largest single industry is the growing of ornamental flowers, particularly poinsettias.

Collections Law Lawyers In Encinitas California

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What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...